BABY ON A BUDGET
Plan and save for baby's first year — without buying everything brand new
Due Date
Set a savings goal, estimate the real costs, and decide what to buy new vs secondhand. Free Printable
BABY FUND SAVINGS TRACKER — COLOR IN AS YOU SAVE
Goal: $ Saved so far: $
0%25%50%75%100%
Color in one box for each 5% of your goal you reach — a little each paycheck adds up.
FIRST-YEAR COST ESTIMATE
Diapers & wipes
$
Formula / feeding
$
Clothing (0–12 mo)
$
Nursery & furniture
$
Car seat & stroller
$
Health / copays
$
Childcare
$
Other
$
▶ Estimated Total
$
✓ REGISTRY PRIORITIES
Car seat (buy new)
Crib & safe mattress
Stroller / carrier
Diaper stockpile
Bottles & feeding
Baby monitor
Other:
ESSENTIALS — BUY NEW vs SECONDHAND
EssentialNew2nd-Hand
Car seat
Crib & mattress
Clothing
Stroller
High chair
Baby carrier
Toys & books
Bouncer / swing
Changing table
Bath tub
🍼 Maternity-Leave Gap Plan
How many weeks unpaid? How much do you need to set aside to cover the gap?
"Babies need love and safety, not a showroom nursery — secondhand is smart, not less." 🌿
Free Printable — Print as many copies as you need 🌿 SpendWiseCents.com