BUDGET CATEGORIES CHECKLIST
Every expense you might be forgetting — check off what applies to you 🌿
Name
Date
Go line by line — tick each category you have, so nothing sneaks up on your budget later. Don't Forget These
FIXED MONTHLY EXPENSES
Rent / Mortgage
Renters / Home Insurance
Car Payment
Car Insurance
Health Insurance
Life Insurance
Electricity
Gas / Heating
Water / Sewer
Trash / Recycling
Phone Bill
Internet / Wi-Fi
Childcare / Daycare
Student Loan
Personal Loan
Gym Membership
Streaming Services
App / Cloud Subscriptions
HOA Fees
Cable / TV
VARIABLE / EVERYDAY EXPENSES
Groceries
Dining Out
Coffee / Snacks
Gas / Fuel
Rideshare / Transit
Household Supplies
Toiletries
Personal Care / Beauty
Haircuts / Salon
Clothing
Kids' Activities
School Supplies
Pet Food / Care
Medical / Copays
Prescriptions
Entertainment
Hobbies
Gifts
Date Night
Miscellaneous
IRREGULAR / ANNUAL EXPENSES (the sneaky ones)
Car Registration / Tags
Car Maintenance / Oil
Property Taxes
Tax Prep / Payments
Annual Premiums
Prime / Memberships
Holidays / Christmas
Birthdays
Back-to-School
Vacation / Travel
Dental / Eye Checkups
Vet Visits
Home Repairs
Warranty Renewals
Professional Dues
SAVINGS & GOALS
Emergency Fund
Retirement / IRA
Sinking Funds
Vacation Fund
Holiday Fund
Car Replacement Fund
Home Down Payment
Kids' College Fund
Extra Debt Payoff
MY EXTRAS — ADD YOUR OWN
"When you name every expense, none of them can surprise you." 🌿