CREDIT CARD PAYOFF
List every card, its balance and APR — then build a fast payoff plan
Date
Target Payoff
Seeing all your cards in one place is how you take back control — one payment at a time 🌿 Worksheet
YOUR CREDIT CARDS
Card Name Balance APR Min. Pmt Payoff Date
$
%
$
$
%
$
$
%
$
$
%
$
$
%
$
$
%
$
▶ Total Owed
$
$
PAYOFF ORDER — PICK YOUR STRATEGY
Avalanche — highest APR first (saves the most interest) Snowball — smallest balance first (fastest wins)
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MONTHLY PAYOFF PLAN
Card (in payoff order) Extra $ / mo Total $ / mo Est. Payoff
$
$
$
$
$
$
$
$
PAYOFF PROGRESS — COLOR IN AS YOU GO
Each block = 10% of your total balance paid off
0%25%50%75%DEBT-FREE!
💡 Interest Saved
By paying an extra per month, I'll be debt-free by and save about in interest versus paying only the minimums. Tools like Undebt.it can run the exact numbers for free.
"Every extra dollar toward your balance is a dollar that stops working against you." 🌿
Free Printable — Print as many copies as you need 🌿 SpendWiseCents.com