FIRST APARTMENT BUDGET
Everything you need to budget and buy for your first place — plus move-in costs
Move-in Date
Add up your one-time move-in costs, then plan what it costs to live there each month. Page 1 of 2
MOVE-IN COSTS (ONE-TIME)
Security Deposit
$
First Month's Rent
$
Last Month's Rent
$
Application / Admin Fee
$
Pet Deposit / Fee
$
Utility Deposits
$
Renter's Insurance (setup)
$
Movers / Truck Rental
$
Furniture & Essentials
$
▶ TOTAL TO MOVE IN
$
✓ UTILITIES SETUP CHECKLIST
Electricity — set up account
Gas / Heating
Water / Sewer / Trash
Internet & Wi-Fi
Renter's Insurance policy
Mail forwarding / new address
Streaming / TV (optional)
MONTHLY APARTMENT BUDGET
Rent
$
Electricity
$
Gas / Heating
$
Water / Sewer / Trash
$
Internet
$
Renter's Insurance
$
Groceries
$
Phone
$
Laundry / Household
$
Parking / Transport
$
Other
$
▶ TOTAL MONTHLY COST
$
📝 Landlord & Lease Notes
Move-in Total
$
Monthly Cost
$
Monthly Income
$
Cash to Save First ✓
$
MOVE-IN SHOPPING LIST
Room-by-room essentials — check off what you already own, buy the rest over time
You don't need it all on day one. Start with the essentials and build up. Page 2 of 2
KITCHEN
Plates, bowls & cups
Silverware & cooking utensils
Pots & pans
Can opener & knives
Dish soap, towels & sponges
Trash can & bags
Food storage containers
BEDROOM
Bed frame & mattress
Sheets, pillows & blanket
Hangers & dresser
Nightstand & lamp
Curtains / blinds
BATHROOM
Towels & washcloths
Shower curtain & liner
Toilet paper & plunger
Bath mat & toiletries
LIVING & CLEANING
Couch or seating
Small table & chairs
Broom, mop & vacuum
All-purpose & bathroom cleaner
Laundry basket & detergent
Light bulbs & batteries
Basic tool kit
First-aid kit & smoke detector
BUY NOW vs. BUY LATER
Buy Now (Essentials)
Buy Later (Can Wait)
"Your first place doesn't have to be perfect — it just has to be yours." 🌿