NET WORTH TRACKER
Add up what you own, subtract what you owe — even if it starts negative
Name
As of
A negative number is a starting line, not a failing grade. What matters is the direction over time.
Snapshot + 12-Month Log
💚 ASSETS — WHAT YOU OWN
Checking Account(s)
$
Savings / Emergency Fund
$
Retirement (401k / IRA)
$
Investments / Brokerage
$
Home Value (if owned)
$
Car Value
$
Other Assets
$
▶ TOTAL ASSETS
$
💳 DEBTS — WHAT YOU OWE
Credit Card Balances
$
Student Loans
$
Car Loan
$
Mortgage Balance
$
Medical Debt
$
Personal / Payday Loans
$
Other Debts
$
▶ TOTAL DEBTS
$
Total Assets
$
−
Total Debts
$
=
Your Net Worth
$
12-MONTH NET WORTH LOG
Month
Net Worth
+ / −
_________
$
_________
$
_________
$
_________
$
_________
$
_________
$
Month
Net Worth
+ / −
_________
$
_________
$
_________
$
_________
$
_________
$
_________
$
📈 PLOT YOUR PROGRESS — CONNECT THE DOTS EACH MONTH
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5
6
7
8
9
10
11
12
Mark a dot for each month's net worth, then connect them — watch your line climb.
"Net worth isn't self-worth. I'm simply watching my numbers move in the right direction, month by month." 🌿