Sun
Mon
Tue
Wed
Thu
Fri
Sat
Fill GREEN = No-Spend Day
Fill AMBER = Necessaries Only
Leave BLANK = Spent Day
✓Rent / Mortgage
✓Groceries (planned)
✓Utilities
✓Gas / Transport
✓Insurance
✓Medical
✓Minimum Debt Payments
✓Pre-Planned Events
Everything else is OFF. No impulse buys, takeout, Amazon, or new subscriptions.