<?xml version="1.0" encoding="UTF-8"?>
<!--
  RSL 1.0 (Really Simple Licensing) — machine-readable license for AI/LLM use.
  Consistent with /llms.txt: AI search, summarization, and inference use are
  permitted free of charge, provided SpendWiseCents is attributed with a link
  to the source page. Content is educational, not personalized financial advice.
-->
<rsl xmlns="https://rslstandard.org/rsl">
  <content url="https://www.spendwisecents.com/">
    <license>
      <permits type="usage">search</permits>
      <permits type="usage">ai-summarize</permits>
      <permits type="usage">ai-input</permits>
      <permits type="usage">ai-train</permits>
      <payment type="free"/>
      <attribution required="true">SpendWiseCents — https://www.spendwisecents.com</attribution>
      <legal type="terms" url="https://www.spendwisecents.com/terms-of-use"/>
    </license>
  </content>
</rsl>
