Privacy Policy
Last updated: June 13, 2026
SpendWiseCents(“we,” “us,” or “our”) operates www.spendwisecents.com. This Privacy Policy explains what information we collect when you visit our site, how we use it, and the choices available to you. By using the site, you agree to the practices described here.
Information We Collect
Information you provide directly
- Email address, collected when you sign up for our newsletter or free resources
- Name, email, and message, collected when you submit our contact form
Information collected automatically
- Usage data, including pages visited, time on site, referring URLs, browser type, device type, and approximate location (derived from your IP address), collected via Google Analytics
- Cookies, described in the Cookies section below
Third-Party Services
We use the following third-party services to operate and improveSpendWiseCents. Each has its own privacy policy governing how it handles your data.
Google Analytics
We use Google Analytics to understand how visitors use our site. It collects data such as pages viewed, session duration, and approximate location through browser cookies. You can opt out at tools.google.com/dlpage/gaoptout.
Google AdSense
We display advertisements served by Google AdSense. Google may use cookies to serve ads based on your prior visits to our site and other sites on the internet. You can manage ad personalization settings at adssettings.google.com. For more details, see Google's Privacy & Terms.
Supabase
We store subscriber email addresses and contact form submissions in Supabase, a cloud database service. Data is encrypted in transit and at rest. Supabase processes data on our behalf and does not sell or share your information with third parties.
Resend
We use Resend to deliver newsletter emails and confirmation messages to subscribers. Resend processes email addresses solely to deliver messages on our behalf.
Cookies
Cookies are small text files placed on your device by your browser. We use cookies for:
- Analytics: Google Analytics uses cookies to track site usage and generate aggregate reports
- Advertising: Google AdSense uses cookies to serve relevant ads and measure ad performance
- Functionality: cookies that help the site work correctly (e.g., form state, preferences)
You can disable or delete cookies in your browser settings. Disabling cookies may affect some site features. You can also opt out of Google’s use of cookies for advertising by visiting adssettings.google.com.
How We Use Your Information
- To send you the resources you signed up for and our newsletter (with your consent)
- To respond to your contact form messages
- To analyze site performance and improve content quality
- To display relevant advertisements through Google AdSense
- To comply with applicable legal obligations
Email Communications
When you subscribe to our newsletter, we may send you budgeting tips, new posts, free resources, and occasional promotional messages. You can unsubscribe at any time using the link in any email we send. After unsubscribing, we will stop sending marketing emails promptly.
Data Retention
Subscriber data is retained as long as your subscription is active. Contact form submissions are retained for up to two years. You may request deletion of your data at any time by contacting us at privacy@spendwisecents.com.
Your Rights
Depending on where you are located, you may have the right to:
- Access the personal data we hold about you
- Request correction of inaccurate data
- Request deletion of your personal data
- Opt out of marketing communications at any time
- Lodge a complaint with your local data protection authority
To exercise any of these rights, email us at privacy@spendwisecents.com.
Children’s Privacy
SpendWiseCents is not directed at children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately at privacy@spendwisecents.com and we will promptly delete it.
Changes to This Policy
We may update this Privacy Policy from time to time. When we do, we will update the “Last updated” date at the top of this page. Continued use of the site after any changes constitutes your acceptance of the updated policy. We encourage you to review this page periodically.
Contact Us
If you have questions or concerns about this Privacy Policy or how we handle your data, please email privacy@spendwisecents.com or use our contact form.